Track Every Naira,
Own Every Goal.

Your all-in-one solution to calmer money management. Track spending, plan budgets, and hit savings goals — all stored privately on your own device.

100%

Private & local

₦0

Ever, to start

0

Servers touching your data

9:41●●●

Total balance

₦1,248,500

Payout
Card

Savings goal

₦420,000

Get Paid
Grocery Store
-₦18,500
Salary Deposit
+₦850,000
Zentra

Food & Dining

₦45,800

₦34,200 left of ₦80,000 budget

Quick Actions

Plan Every Budget
With Confidence

Set a monthly budget per category and watch your remaining balance update the moment you log a transaction.

  • Real-time spending vs. budget, per category
  • Gentle alerts before you overspend
  • Budgets roll over automatically each month
Create Account

See Exactly Where
Your Money Goes

Every purchase is sorted, charted, and ready to explore — so patterns show up before they become problems.

  • Visual breakdown of every category
  • Weekly trends and month-over-month comparisons
  • Understand your habits, not just your history
See Details
Categories tracked

18 +24.6%

Spending by category

₦268K

Housing₦140K
Food₦68K

Monthly savings

₦85,000 +24.6%

Our Features

Private By Design

Your transactions and balances never leave your device. Everything is stored locally — no accounts on a server, no data to breach.

Smart Budget Alerts

Set a limit per category and get a gentle warning as you approach it, so you catch overspending before it happens.

Real-Time Balance

Every add, edit, or delete updates your dashboard instantly, so you always know exactly where your money stands.

Built With Privacy At The Core

Zentra was designed local-first from day one. Your numbers are yours — we simply built the app to help you see them clearly.

Stored on your device

All your financial data lives in your browser's local storage — not on a company server.

Nothing to hack

There's no central database of Zentra users to breach, because there isn't one.

You control it

Export your data as a CSV anytime, or clear it completely from Settings in one tap.

Take Full Control of Your Financial Future Starting Today

Start taking charge of your finances and build a better tomorrow — free, private, and ready in under a minute.